Consumer Bankruptcy Law Office of Walter Metzen and Associates. Board Certified Attorney Specializing in Consumer Bankruptcy Law in Michigan.
Oddly enough, it costs money to go Bankrupt.
You are responsible for the court filing fee, which is currently $274.00 for Chapter 13 and $299.00 for Chapter 7. This pays for part of the governmental costs for running the Bankruptcy Courts and for mailing the Notice of Commencement of Bankruptcy and your eventual Discharge letters to you the debtors and your creditors. An Administrative fee for the Chapter 13 trustee come out of your repayment plan and well as any post-filing attorney fees. The Chapter 7 trustee is paid out of your filing fee, and also receives a commission from the sale of your assets, if any (this is rare and I will advise you). You must also pay a Fee of $100-$110 for a Credit Counseling Briefing and Debtor Education Certificate from a Certified Credit Counseling Agency (this can be done right in my office or at your home on the phone or on a computer).
You must pay your own attorney fees which can vary, depending on the case. You have the right to discuss fees with your attorney to reach a clear, understanding of how much it will cost. Other incidental charges may include real estate appraisals or Bankruptcy specific credit report fees.
As part of the basic services covered under your legal fee, you should expect to receive written materials to help you prepare for the creditors meeting, quick filing of your petition, and personal representation at all Court hearings. These are important considerations that should not be over looked when deciding upon an experienced bankruptcy lawyer.
I pride myself in offering quality Bankruptcy Legal Services while charging reasonable attorney fees. The following reflects the fees I charge for most cases. Some cases involve substantial attorney time or particular expertise.
The fees and costs below apply to most Individual or Joint (husband & wife) cases.
It is extremely inexpensive to hire an attorney to file Bankruptcy when compared to your other options - which include simply paying all of your bills. An experienced attorney can help you correctly list all of your obligations and help you keep as much property as possible and eliminate as much debt as possible. If you do not file the paperwork correctly or use an unlicensed, non-attorney, the problems you may face could exceed the cost of an experienced attorney.
I want to provide you with a fresh start. To make this an easy process I can begin preparing your Chapter-7 bankruptcy case with little or no money down* and set up an affordable payment plan. I want to help and I will do whatever is needed to make my services affordable.
To file a bankruptcy case, there are basically two costs:
To determine an appropriate fee I ask that you complete a questionnaire so that I can better understand your financial situation. The less complicated your case is, the lower your attorney fees will be. And, after your fees are determined in advance, you will know for sure the total cost of my services before we file your case.
You can not pay for your bankruptcy case with your own credit card. Friends and family members sometimes can help but they must give you the money for the fees - not simply loan you the money.
Most people pay their own legal fees in affordable monthly installments. I will work with you to set up payments you can afford so you can truly get a fresh start.
Are you overwhelmed with debt because of an illness, divorce, loss of job or loved one, or just plain poor financial planning? If so, filing bankruptcy may be the direction you should take to regain control of your financial situation and get a fresh financial start. At the Detroit Bankruptcy law office of Walter Metzen & Associates, you will meet face to face with an experienced bankruptcy attorney, not a legal assistant. We will explore all bankruptcy alternatives with you and determine whether or not bankruptcy would be beneficial for your unique situation. We will explain the differences between Chapter 7 Liquidation and Chapter 13 Reorganization Bankruptcy and let you decide which would be best for you. My office is located just one block from the United States Bankruptcy Court for the fastest service possible. All Bankruptcy cases filed in Oakland, Wayne, Macomb, Washtenaw, Monroe, St. Clair, Jackson, Lenawee, and Sanilac Counties must be filed and Court hearings will be held in the Detroit Bankruptcy Court. As one of less than 10 Attorneys in the State of Michigan who are Board Certified Specialists in Consumer Bankruptcy and specialize only in representing debtor’s in Consumer Bankruptcy cases, you are assured that I have the experience to make sure your case is successful. I have personally represented over 10,000 people in the Detroit Bankruptcy Court. Contact me, Detroit bankruptcy lawyer Walter Metzen to schedule a free consultation.
For over 15 years, I have been helping Michigan residents through the bankruptcy process. My practice is focused on handling only Consumer bankruptcy cases, rendering me an exceptional resource and ally in these matters. There are many different aspects to a bankruptcy case. Some of the different aspects are listed below, though there are many other facets of these types of cases that can be discussed personally with me.
I am thoroughly committed to protecting my clients’ rights using the United States Bankruptcy Code. Many families and individuals have entrusted me to handle their bankruptcy cases, allowing me to help them address and dismiss the stress that financial problems may cause. The vast majority of my cases are referrals from past clients who were extremely satisfied. As a Board Certified Specialist in consumer bankruptcy from the American Board of Certification, I pride myself on the high level of expertise I possess. This expertise always results in savings that vastly outweigh the amount of money spent on legal fees and filings in a bankruptcy case.
Contact me, Detroit bankruptcy Lawyer Walter Metzen, today to schedule your free initial consultation. I also offer clients flexible appointment times and same day and evening appointments if necessary. Get in touch with me today to learn how filing bankruptcy may be beneficial for you and your family.
We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.