Bankruptcy Overview

Royal Oak Chapter 7 Bankruptcy Lawyer

Chapter 7 is one of the most common and least complicated forms of bankruptcy. As a bankruptcy attorney who has handled thousands of Chapter 7 filings, I can help you understand how this type of bankruptcy may be beneficial to your case. I am Walter Metzen, an attorney that has been assisting clients and practicing law in Detroit, Michigan for over 14 years. My goal is to get you the debt relief you need in order to regain control of your debts and alleviate the stress that your financial troubles may be causing.

In a Chapter 7 filing, a list of all your outstanding debts is made. These are the debts that may be discharged completely. This is different from a Chapter 13, where your debts are reorganized and structured payment plans are created.

After the Chapter 7 filing, your creditors receive notice that the bankruptcy has been filed; are given an opportunity to object to the bankruptcy or to file claims to retrieve collateral under security interests they hold; and also barred from harassing you due to a stay that is in place prohibiting such actions. An experienced bankruptcy attorney like me can help you determine which debts are subject to liens or not dischargeable.

Contact a Detroit Chapter 7 Bankruptcy Lawyer that, not only fully understands the bankruptcy process, but also can realistically advise you of your options. Feel free to schedule your free initial consultation. During this time, we can discuss your case and I can help you take charge of your financial situation. CLICK HERE for a Glossary of Bankruptcy Terms

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.

Bankruptcy attorney Walter Metzen represents clients throughout Southeast Michigan, including the communities of Detroit, Southfield, Warren, Roseville, Farmington Hills, Ann Arbor, Belleville, Canton, Clinton Township, Dearborn, Dearborn Heights, Hamtramck, Highland Park, Holland, Howell, Lincoln Park, Livonia, Macomb, Northville, Plymouth, Port Huron, Redford, Rochester, Saginaw, Southfield, Sterling Heights, Taylor, Trenton, Troy, Westland, Wyandotte, Ypsilanti, Mount Clemens, Howell, Oakland County, Macomb County, Wayne County, Washtenaw County, Livingston County, and all of the surrounding areas.